Roth IRA Conversion: No Waiting
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Business & Economics
Ask an Advisor: My Wife Did a $40K Roth Conversion in a Low-Tax Year. Does She Really Need to Wait 5 Years to Withdraw it?

75% Informative
Questions about the Roth IRA five-year rules come up quite often.
The main benefit of a Roth IRA is that your withdrawals are tax-free, as long as certain conditions are met.
The 5-year rule for Roth IRA contributions and for Roth Conversions requires you to wait five years before withdrawing.
Find a fiduciary advisor who offers the specific services and expertise that best suited for your situation.
Find a transparent fee structure and account size minimum that you can meet.
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